Cost of living support and advice

It’s really important to check you’re getting all the benefits you’re entitled to, including Pension Credit. Visit the Citizens Advice website here – they can help you check if you’re getting everything you’re entitled to.

Using money from your pension pot

You might be able to take some money from your pension savings to help pay for essential costs or to pay off debts.

Taking money from your pension will mean you have less income when you retire. If you’re getting benefits, taking money from your pension could affect your claim so make sure you let the DWP know about any changes.

You can also get free guidance on your pension options from Pension Wise here. They’ll explain the different options so you can decide which is best for you.

You might also want to speak to a financial adviser before taking any money from your pension savings. They’ll be able to advise on which option is best for you.

Check how to find a financial adviser here on the Citizens Advice website.

Further advice and support

You can get further advice and support from Age UK – visit the Age UK website.