It’s really important to check you’re getting all the benefits you’re entitled to, including Pension Credit. Check to see if you are entitled, using the Pension Credit Calculator, or ring the Pension Service helpline on 0800 99 1234. Citizens Advice can also help you check if you’re getting everything you’re entitled to.
Help with the cost of living for older people
Check you're getting everything you're entitled to
Portsmouth older persons energy payment
Portsmouth pensioners can now apply for a payment from Portsmouth City Council which is open to some households who will miss out on the national Winter Fuel Payment.
The Portsmouth Older Persons Energy Payment is a one-off £200 (under 80s) or £300 (over 80s) payment for this winter only, to pension-aged Portsmouth residents
The scheme is live and you can read more about the scheme and apply now.
If you need help applying call the cost of living helpline 023 9284 1047 (open 9am to 5pm Monday to Friday, closes 4.30pm Friday).
Using money from your pension pot
You might be able to take some money from your pension savings to help pay for essential costs or to pay off debts.
Taking money from your pension will mean you have less income when you retire. If you’re getting benefits, taking money from your pension could affect your claim so make sure you let the Department of Work and Pensions know about any changes.
You can also get free guidance on your pension options from Pension Wise. They’ll explain the different options so you can decide which is best.
You might also want to speak to a financial adviser before taking any money from your pension savings. They’ll be able to tell you which option might be best.
Check how to find a financial adviser here on the Citizens Advice website.
Discounts for over 60's
Find out where to get discounts on essential items, attractions and travel. Read this guide from AgeUK with some of the best over 60 discounts in the UK and deals for older persons.
More advice and support
You can get further advice and support from Age UK – visit the Age UK website.