First, make sure you are getting all the help you can. Some people think that because they are getting a wage they are not entitled to support.
Use a benefits checker to see if there’s anything you could be entitled to.
New style benefits
If you have been working and paying National Insurance, and then stop working due to ill health or unemployment, you might be eligible for support even if you have savings, or your partner is working.
Help with prescription charges
Check whether you could get help with prescription costs
If you have been prescribed certain types of HRT (hormone replacement therapy) you could be eligible to get a year’s worth of HRT for the price of 2 prescription charges. Read more about the scheme
Maternity Allowance is a payment you can get when you take time off work to have a baby.
You could get it if you are employed or self employed, have recently stopped working or you do unpaid work for the business of your spouse or civil partner.
Reduce your tax bill
Marriage Allowance – If you’re married or in a civil partnership you can transfer some of your personal tax allowance to your partner if you do not pay income tax.
You can claim tax relief on work-related expenses.
Check that you are getting the right wage
If you’re employed, you can use this calculator to check if you’re getting the minimum wage.
Worried about paying your rent or mortgage?
Whether you pay rent to the council, a housing association or private landlord, or you have a mortgage, there is help available if you are struggling.
- Visit our Housing Support page to see what help is available in each situation.
Free, specialist debt advice
If you are finding it hard to repay credit cards, loans or other debts, get free, confidential and impartial advice to find the right way for you to get out of debt. Advice is available in person or online.
Social tariffs for utility companies
A social tariff is a targeted discount energy deal for qualifying low-income customers. Speak to your energy provider or utility company to find out if they can help.
Portsmouth Water’s Helping Hand tariff is for customers who have a low household income or are in receipt of certain benefits. If your application is successful, then your water bill will be capped at a minimum charge. The household income limit was raised to £21.000 from £17,005 on 1 July Find out if you can get help with your water bill.
Help to reduce your energy bills
- Switched on Portsmouth can help you make your home more energy efficient and therefore save you money.
- LEAP is an Energy Advice Service that has a boiler and appliance replacement scheme. The criteria includes those on low incomes. Use the LEAP checker to find out if you’re eligible
- Visit the LEAP website
Ways to reduce your food bill
- Find out about foodbanks, community meals, pantries and larders and ways to save money on your food shopping