Almost all pension schemes have seen big changes taking place in recent years. The Local Government Pension Scheme (LGPS) last went through a significant reform in 2008, and is now due to implement another series of major changes in 2014.

Anyone paying into the LGPS will automatically be included in the new scheme on 1 April, 2014. If you retire, or leave the scheme before that date, you will not face any changes. 


Should you have any queries about the new 2014 LGPS arrangements, then you can contact the council’s pensions team:

The changes are extensive and, in some cases, the details are still to be confirmed. However there is an LGPS 2014 leaflet which outlines the key points of the new scheme, and a 2014 scheme website dedicated to explaining what the new arrangements will mean for you.

Some of the principle changes are:

  • The move from a ‘Final Salary’ scheme to a Career Average Revalued Scheme
  • Normal pension age is moving from 65 to your State Pension Age
  • Staff on salaries above £43,000 will pay higher contributions
  • The pension accrual rate is improving from a 1/60th calculation to a 1/49th calculation
  • Pension will now be deducted on almost every item of pay, including casual overtime

Not everything is changing, however, and it is important to note that all of your benefits built up in the scheme to 31 March 2014 are protected.  A presentation on the changes (given at the March 2014 staff briefing sessions) is available to view below.

There are also changes to the options available for Additional Voluntary Contributions (AVC), which were brought in on 1 April 2014.

The change, which will involve offering less flexible benefits in line with other public sector pension schemes, for staff who sign up to AVCs after 1 April 2014. However AVC members who signed up before 1 April 2014 will be protected under the existing arrangements.  


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