'When should I claim Universal Credit?' tells you whether a change in your situation means you must claim UC, or if you have the choice to stay on the current benefits. This is a more detailed list of changes if your situation is not covered by the document.
If you have the choice, check whether you will be financially better off or worse off on UC using this online benefit calculator. If you register, you can save your results and also access budgeting tools.
Think about how other aspects of UC will affect you, such as:
- applying online and managing your claim using an online account with a username and password,
- receiving just one monthly payment that includes your rent costs, based on your circumstances and income the previous month,
- providing proof of income and expenses every month if you are self-employed,
If you have recently finished work and have not yet received your final pay packet, you might be better off claiming after you have been paid.
If you are not sure whether you need to claim UC, or if you will be better off, look in the documents section at the bottom of this page for Where to find help with Universal Credit.